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Posted by airics
(66.72.197.157) on July 08, 2004 at 15:10:02:
to make a long story short --1997 had a home forclosed.. 59k owed... equity line 22k owed (huntington bank)... house sold for 66k.. mortgage paid in full, after fees huntington rec'd $900 and had a judgment against me.. never went after a deficiency balance until 2003... 2003 huntington tries to revive the judgment... came to this board.. learned A LOT.. ohio revised code 2309. only have 2yrs to collect deficiency on forclosed home... huntington shot down in flames.... burn baby burn.. revival is denied... then this week.. huntington sends letter stating they are going to foreclose on the home that i am living in now... hmmmm...1. they just lost in court (uncollectable debt) and 2. i don't own the home that i am living in.. (my spouse doesnt either)... so my question is.. i take the letter as a threat so i want to sue them... on what grounds can i sue since they are not a collection agency? they are the original creditor... frivilous lawsuit? any ideas.. i'm game for anything.. thanks for listening....
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