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Re: Credit and Insurance


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Posted by Why Chat (209.240.205.61) on July 09, 2004 at 21:56:16:

In Reply to: Re: Credit and Insurance posted by Boadicea on July 09, 2004 at 21:46:30:


The question the OP asked had to do with a rate increase. Differently insurance companies, writing identical policies in the same area will take the same credit information and rate the same person differently.

As to the basic issue of credit rating affecting insurance rates or availability-- in my opinion, (as born out in those States that have abolished credit rating as a criteria) all it accomplishes is to redline neighborhoods, which is an even greater injustice, and raise rates for everyone.


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