Can somebody give me the lowdown on charge offs?

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Posted by mooly (64.12.116.84) on July 12, 2004 at 16:22:03:

I got in way over when my husband died. Recently I got a copy of my credit report and all the cards that I haven't paid show they were "charged off." What exactly does that mean? If they are charged off why are these collection agencies calling? How does this selling of the debt by the original company work? Also, if I settle w/one of these agencies will they stop calling? I live in Tx.

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Re: Can somebody give me the lowdown on charge offs? JKelly 07/12/04 (2)
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