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Re: Figuring out SOL from credit report


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Posted by J Kelly (151.197.123.138) on July 14, 2004 at 11:32:43:

In Reply to: Re: Figuring out SOL from credit report posted by Robman on July 14, 2004 at 09:35:00:

Hi Rodbman. Guess you have already figured out that collection agent is an angry, frustrated person.

Why Chat said:

Look at your credit report, look for the chargeoff date, then look for the first "30day late"prior to that chargeoff date.

After 180 days the account must be charged off. So, I don't understand why your CR says it was charged off more recently. Incorrect reporting? Look at the date of last activity. That can be your last payment. If your last payment was the last activity on the account, then 30 days after, IF the account was current when you made that last payment.

Maybe you can get the other two CRs and see what they say.


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