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Re: repoed car


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Posted by JKelly (141.151.73.59) on July 15, 2004 at 23:39:24:

In Reply to: repoed car posted by daisyduke on July 15, 2004 at 22:42:55:

SOL is 4 years on the car. Good and Services. They can do NOTHING. There is a lot of psychology in debt collection. They are trying to intimidate/scare you into paying. If they are stupid enough to actually file a law suit against you in Pa, your positive defense is SOL.

They are lying to you. The SOL started when you missed the first payment on the car. This is common practice with these low life scum collectors that try to scare people. Send them the SOL letter certified mail/return receipt.

There is no need for you to file Bk if this is your only problem, and don't worry, they will not show up at your creditors meeting and they can not stop your bk if that is what you decide to do.

There is an auto definiceny letter, but I think in this case the SOL letter will do it. If you want to shut them up.......next time they call, tell them that Pa state law requires that you inform them that you are taping the conversation. So, tell them you are taping the conversation. Just see how fast they hang up on you.



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