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Re: ic system for providian


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Posted by Why Chat (208.252.179.26) on July 18, 2004 at 12:15:41:

In Reply to: ic system for providian posted by GA debtor on July 17, 2004 at 10:18:42:

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Get a copy of your credit reports directly from each CRA.

Do NOT talk to any CA on the phone, if you have received something in writing from them it MUST have the 30 day right to dispute on it.

When was the last time you paid on the Providean account WHILE YOU WERE STILL ABLE TO USE IT.

That is, BEFORE it was "frozen" BEFORE"late charges" before they jacked up your interest rate, BEFORE "past due fees".

The next time the CA calls, tell them you have been advised to tape their calls, ask the caller to give you his/her full name and the name and address of the CA calling, ask them to speak clearly, as the matter is being turned over to the proper authorities.


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