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How likely to actually sue?
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Posted by FLgal
(172.158.27.196) on July 21, 2004 at 01:08:22:
This board is totally addicting but I think I've read so much that I'm getting confused! So far I've only gotten a phone call from this Hayt, Hayt, and Landau, which I didn't answer (they left a message). No written communication yet. I know they're calling about a defaulted Sears account because I got a letter recently from CA stating they were turning it over to an attorney in my state who could take further action. The date of last activity on the account is March, 2001 so that makes the SOL date March, 2005, right? I'm sure I can't stall and put them off long enough to reach that date now that it's already turned over to an attorney. Generally, how long does it take for them to actually sue once it's in the hands of the lawyers? Can I expect a bunch of phone calls and letters first? Can I delay them? And how likely is it that they actually would sue? I read several posts saying H,H,&L do sue a lot. The debt amount is $2900 but I believe I'm judgement proof (no job, 10 year old car, live in a homestead state). So would they actually go to court with this? Lots of questions...sorry.
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