CBUSA- Why Chat Please help.
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Posted by Jack K
(66.28.245.154) on July 22, 2004 at 15:27:07:
Back in 94 I opened an account with Gordons Jewelers and Zales. Each account charged off in 1995 and were listed on my equifax credit report from 1998 ( I still have a copy showing the DOLA). The equifax report shows the DOLA as 10/95 for each. So each of them fell off of my credit report in 2002 (Yeah). Well I have Privacy Guard and have been checking my report every day and noticed that CBUSA (Citibank) has posted these items on my experian credit report (PG never notified me, or of 2 new inquiries from other companies). The account numbers are different, they show the amount I owed, when I did owe these items, but they only show that these accounts were opened in 94 I called experian and immediately told them that these items are not mine. They said they would investigate. Is there anything else that I can or should do. Report from equifax 1998 Gordons
Account #XXXX
Date opened 12/94
DOLA 10/95
Amount 493
Charged off Account As shown on Privacy Guard 2004 GRDN/CBUSA
ACCT #YYYYY
Revolving account
Closed
Opened 12/04
Balance 493
Payment Status Charge Off
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