Re: Hay, Hayt & Landau

Posted by Why Chat (209.240.205.61) on July 22, 2004 at 18:41:18:

In Reply to: Hay, Hayt & Landau posted by Needs Help in Florida on July 22, 2004 at 18:19:39:

Requesting "validation" on a debt that IS YOURS while it is within SOL usually invites a lawsuit.

Your SOL started when you first defaulted on the account(missed a payment) not when you stated the account, if that is what you mean by "written".

If, however, you mean that your account first defaulted in March 2000,or before, than you can answer the lawsuit with a SOL defense.

If you can get a lawyer who knows consumer law to help you, all the better, if not, go to my website and look for the link "How To Answer A Lawsuit".