Re: Negotiating with OC

Posted by kelly from nevada (198.81.26.42) on July 23, 2004 at 21:14:01:

In Reply to: Negotiating with OC posted by TX-Frank on July 23, 2004 at 14:16:58:

1st off slow down a bit i mean make sure your doing the correct thing .. how old are these debts meaning WHEN did you last make a payment on these accounts ?? what state are you living in now & what state if different were you living in when you applied for these accounts ?? EVERY STATE has a statue of limitations ( sol ) so you MAY just be passed it meaning LEGALLY you no longer owe the money ( thats the law ) & 7 yrs from your last payment on the cards again by federal law your credit reports will become clean .. its great you wanna pay these accounts that great but you may just be hurting yourself by doing this .. answer some of the questions & some good people on this board will give ya some pretty good advise , kelly .....

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