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follow up questions


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Posted by ezz (68.110.110.39) on July 29, 2004 at 19:09:33:

In Reply to: newbie first timer camco collection questions posted by ezz on July 29, 2004 at 11:39:09:

Ok, follow-up questions, as I want to make certain I get this right for my wife.
In other words, please hold my hand a minute or two longer.

In Why Chats SOL letter it starts with [Subscriber]
I’m guessing that would be my wife as she is listed in their letter to her with her maiden name.


Further down it states:
[Date] Certified Mail No.: _____________

Having not sent a certified letter before, I’m guessing I can get the form from the post office and it has a certified number already on it that I can use to fill this in?


Then we have:
Re ; inquiry dated ____: your file # _____

I’m not certain what their file# is. The only unidentified numbers on the letter is an 8-digit number above her name where it was addressed and then it is repeated on a tear off payment form. I assume that would be it?


This collection is on a visa card so I then assume that the underlined sentences would be necessary. Correct?

Next
Under my State of ________Code #__________ the subject account has a

Would I list the state (AZ) she is in now? If so, where do I find the code it is looking for?
The number of years listed on why chats page for SOL is as follows:
Open Acct.: 3
Written Contract: 6 in Az. - 4 outside Az.
Domestic Judgment: 5-additional 5 upon request (indefinitely)
Foreign Judgment: 4

I would be stating 3 correct?


I have no idea what creditor name to use, the original or Camcos? And what comes after the is? Todays Date?
Records indicate that this date on the subject account #___________ with (creditor name) is __ ___ ____.

Where it mentions including the next paragraph on continued collection activities where would I find that info and statute#?

Finally, I’m guessing I change the underscore below to AZ and remove the object in parenthesis?
I also reserve the right to forward a copy of this letter,and any other pertinent material to the _____(CA lawyer's State) Bar Association.

It was also mentioned to me to opt-out on credit reports.
What is that and how would it be done?

Hope I didn’t squeeze your hand too tight, I just want to get this over with.

Thanks,
ezz


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