OK-- send the SOL letter, use the 4 year SOL (UCC), use the "criminal harrassment and fraudulent extortion from YOUR State, and ADD the Unfair Business Practices Act and RISA of BOTH States.

File a complaint on-line with the FTC ,BBB and the AG office of BOTH your and THEIR State for violations of the FDCPA,Unfair Business Practices Act, Consumer Credit Laws,and RISA of BOTH States.

Include copies of your filed complaints in your SOL letter.

Send the followup letter to the CRA, and ADD,"please note, I have filed fraud and deceptive business complaints, and violations of the FDCPA and FCRA against ( name of OC), your deletion of this account or proper marking of it as in dispute is requested. Failing your required adherance to the law, I will ammend my FTC complaint to add your name as in violation."

Follow Ups:

Post a Followup