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CA funny stuff


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Posted by Dixie (24.95.56.188) on August 10, 2004 at 14:03:43:

I got into the cross fire between my Ins Co and a Med clinic and ended up oweing the clinic $1800 in ducts and co pay accumulated since 1996. I heard nothing until Jan 04 when I got a demand for payment from a CA. Stupidly, I started sending them $10 per mo which they seemed happy with until July when I got a letter saying my check had bounced and they had added $30 to my balance and needed a certified check or money order to take care of the $30 returned check charge and I must call that day to discuss increasing my payment. My check had not bounced. The next stupid thing I then did was call them. The guy I talked to was very apolegetic and assured me as long as I was paying something all was well.
Question is. Didn't they violate FDCPA with the bounced check bit but even so should I let well enough alone for now because they are not threatening garnishment and I still don't know how much of the debt I actually do owe plus it is not costing me interest. I'm not concerned about my credit rateing since I went to cash some years back. Thanks


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