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WhyChat - continuation of ? on DOLA


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Posted by FLgal (152.163.252.196) on August 11, 2004 at 10:45:01:

I'm bumping up my reply to your answer, WhyChat, since it's gotten lost down in the archives...

In Reply to: Re: ? about DOLA for WhyChat posted by Why Chat on August 10, 2004 at 20:15:43:

Ok, well I don't understand how they're reporting this then. Here's what the Sears entry says...

Date Opened: 07/1996
Date Reported: 06/2003
Date of Last Activity: 03/2001
Balance: $0
Past Due: $0
Rate or Status: CHARGE-OFF
High Credit: $1,810

But on the little calendar thing showing the last 24 months for the Sears account, it has...

June 2001 ok
July 30 days
Aug ok
Sept 30 days
Oct 60 days
Nov 90 days
Dec CO

So according to the calendar, the real DOLA should be Sept 2001, right? But the entry on the report says March. What do I go by? The actual entry at the top or the calendar? Sorry for my endless questions! I just don't want to screw up and the more I read, the more questions I have. I did shoot off my first validation letter today though to a collection account safely out of SOL.




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