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Re: WhyChat - continuation of ? on DOLA


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Posted by Why Chat (209.240.205.61) on August 11, 2004 at 16:00:30:

In Reply to: WhyChat - continuation of ? on DOLA posted by FLgal on August 11, 2004 at 10:45:01:


Sears has their own system of "updating" accounts, most likely, they either reeived a partial or late payment from you after 03/2001 and "re-aged" the account for billing purposes, when you finally completely stopped paying ANYTHING, they were required BY LAW to report the actual last FULL payment on an ACTIVE,CURRENT and OPEN account. Remember a "Store" card is subject to different default rules than a revolving charge account credit card.Your LEGAL SOL started 03/2001, (unless you have documentation that shows the account was frozen for any new charges befre that date)

Now, the "reporting" SOL of 7 years will be from APRIL of 2001.


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