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I have a question about a cc...


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Posted by KrystynaMont (148.163.78.11) on August 17, 2004 at 16:46:06:

Hi guys,
I ahve a question for you guys and I am sorry it is long.. Ok, my Citibank account is in collections and the CA is Academy Collections Services. Ok, I had originally set up payments with them, then I realized that I could not make these payments, so I stoppped payment on a check to them and ended up changing bank accts... Actually, changing banks... Well, ACS called me and informed me since I stopped payment on a check, that my acct. would be referred back to Citibank and that they will probably sue me... Well, I got scared and so I wrote a letter to Citibank and told them I would like to pay them directly because I am serious about paying off this debt. I got a letter back from them yesterday... It said:
Note: This letter is from Office of the President
Dear of course to me:
This letter is in response to your recent inquiry regarding your Verison Visa Acct. I understand from your letter that you are requesting your account to be returned from Academy College Seconds to Citibank for its management. Due to the delinquency of your account, we are inable to honor your request. Any future correpondence in regard to your outstanding balance, as well as any payments, should be directed to Academy College Seconds at 10965 Decatur Rd, Philadelphia, PA 19154... You may reach them at and of course their phone number.. to discuss any questions or comments you have about your account. I appreciate the sincerity you have expressed regarding the reconciliation of you account debt, and trust you will erach a resolution when you speak with Academy College Seconds..
Sincerely,
A Mananger...
They have the CA name wrong and the CA company had not contacted me in a while... What does this letter mean? Does it mean I need to contact the CA? I don't want to... Let me know what you guys think... I am in TX and debt of 3976...Originally 2500.00 but rest is late fees, etc..


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