Just my two cents....

Posted by Boadicea (66.149.179.202) on August 17, 2004 at 19:05:53:

In Reply to: Re: my humble opinion here posted by NJP on August 17, 2004 at 18:56:40:

Well, if you read the fine print of your cardholder agreement, it probably says that they can do this (as unfair as their tactics are).

HOWEVER, given the fact that it's only $32 at this point, I'd be inclined to agree with Cat and advise you to pay it off. Once it is charged off, they will accelerate the entire balance (if there is any).

The best way to get back is to pay the card off, then CLOSE THE ACCOUNT once it is back in good standing. Once it goes to a collection agency, it will cause you far more headaches than $32 is worth on principle.

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