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Wanting to sue credit company for fals information
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Posted by Robert (204.78.62.36) on August 18, 2004 at 13:11:38:
A few years ago we had leased a Ford Mustang we decided to trade it in and buy a new Durango. We traded in the Ford and got our Durango. The Dealer paid off the lease on the Ford. Everything was fine till about a year and a half later we started getting a notice from US Bank that said we owed about $800.00. Since I was not sure what this was all about. I called and talked to them and wrote them letters. From my understanding what they claim they had done was not pay the taxes on the vehicle. I asked them why they didn’t send us a bill a long time ago they said they caught the problem form an audit they had received. Then I asked them to produce the documents that they actually paid the tax we owed and they could not produce that information. Well then after going back and forth for months they finally said we didn’t owe the money. The bad thing about all of this is they had been reporting this to the credit bureaus the entire time. During this time my wife and my credit score was very low we where trying to get lower interest loans to pay some bills and get a home but we could not and the worst part is the credit cards we had balances on the interest rate kept going up. Then the worst part is the bank was reporting this on my credit report and I was never even a part of the lease. So that made my credit stay extremely low. I think they should be responsible for some of our loss during that time. Would this be something to pursue in court or would it not. This was with US bank Thanks
Robert
Kentucky
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