Re: Curadebt?

Posted by scammed (65.122.209.12) on August 18, 2004 at 16:44:27:

In Reply to: Curadebt? posted by Jrsta on August 18, 2004 at 15:00:05:

I used a debt counseling service called United
Debt Counseling. I was being hounded by
three CA and figured that these guys could
help. They charged a $299 setup fee and then
a $50 monthly fee. However, I only had to
send them $265 a month (this included their
fee) and since I was paying the 3 CAs over
$400 a month, I thought it sounded good.
UDC also assured me that no more contact to
me by the CA would be allowed and they
would handle everything.

Seven months have gone by and one of the
CA is threatening to sue me for refusal to pay.
Everytime I tell them to contact UDC they say
they have never heard of them.

I called UDC and told them I want to quit
working with them and want my money back.
They said it needed to be in writing. I wrote
them and in the meantime UDC calls and
says they can settle for 77% of the debt. BUT
considering that late fees and interest have
been adding up for seven months, they are
really saying they can settle for the original
debt. Plus I would send UDC $265 a month
for the next 2 years. I told them forget it and
send me my money.

Today, I get a call saying they are still trying to
settle the debt. I reminded them of our
conversation and since I sent the termination
letter CRRR, I know they got it. The lady on the
phone said "well I didn't know about this".

They have agreed to send the money but there
is a $300 termination fee. So, they get $949 of
my money and I get $990 back. They did
nothing for me except screw things up more.

RUN from these places that say they can
settle your debt for you. 99% of them are
scams.

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