Re: My SOL never seems to run out

Posted by Linda on July 23, 2001 at 01:20:41:

In Reply to: My SOL never seems to run out posted by Kevin on July 22, 2001 at 12:14:47:

They are re-aging the account. It is illegal. If you have proof of when you incurred that debt, send them a validation letter, asking them to prove the debt is yours. They have to give you the original information about the debt - including your signature on something. When they don't do it, obviously they can't, get their street address, and a name if possible, and go to small claims court, and file a suit against them for any damages you have incurred, (like higher interest rates) and for your court expenses. Limit it to the amount the small claims court in your state allows. You can also write your state's attorney general, and file a complaint with the FTC.

Linda

Read the fair debt collection practices act. that is the law these criminals are supposed to be going by.

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