Re: Help, CC Debt & Totally Disabled in NY

Posted by Linda on July 24, 2001 at 00:36:14:

In Reply to: Help, CC Debt & Totally Disabled in NY posted by Cappy on July 23, 2001 at 20:48:26:

Cappy,
Sorry to hear about your health problems. Credit card debt is unscured debt. They can't take your house. They can't take your income either. The same advice I gave that other person applies to you.

The letters are here - they're free

http://mix6.com/credit

Take it easy. When you send your "cease communications" letter, tell them you are on disability, that is your only income, and that you have nothing they can take. They will go away. I doubt they will even try to get a judgment against you. They will go after someone with a paycheck they can garnish.

You don't have to talk to them on the phone. Get yourself a machine and screen your calls if they are calling you.

Hang in there. It won't last forever.

Linda

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