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Question for Why Chat


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Posted by Michaela (4.246.111.151) on August 21, 2004 at 15:43:28:

In Reply to: Re: arbitration letter from Columbia Credit corp posted by Why Chat on August 21, 2004 at 15:35:08:

Looking over my credit report I have noted the one CA has taken the OC off my credit report on all three and replaced with their tradeline.

I have the 2002 CR and it shows CO as 8/2002 and DOLA as 2/01. But since this has been taken off my CR and on the CA is reporting now. It appears the account was open on 6/2003 and charged off on 6/2004. It is very diceptive. I would think having the OC even with a CO is better than the way it looks now.

What is this all about?

And why what over a year to charge off anyway?

Thanks for your help,




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