Understandable. A good investigator sees things from the criminal's viewpoint. Postal money orders mean double federal trouble. The M/O itself - postal inspectors loom - then sending it thru the mails. Checks, regular M/O's same thing. Fraud is standard CA biz practice, they want to minimize practicing it via federal resources, like the mail.

They will take all the money you have. Pay them in full, they'll turn around and claim you never paid them, and -illegally- threaten to sue you.

They'll 'generate' bills in addition to what they claim - always falsely and with absolutely no proof - you owed originally. You now owe for interest, penalties, penalty waiver fees, one-time interest reduction asessments, negotiation cost accruals, any bullshale their fecund little imaginations can devise. Like a tic with a triple-blood jones, they just want to bleed you dry.

There is no good reason to pay a CA anything, ever. Their obstinacy with you suggests that in addition to worries over a federal paper trail, they have no case. They know they could have their pointy, greasze-wigged, three-toothed heads handed to them in a straw handled basket, should they be endowed with stupidity sufficient to file suit against you.

Stay the course, fight hard, remember, collections battles are counterintuitive. When the enemy - and they surely fit that description -tells you you're in trouble, it means you are in the right. It is they who are one step closer to yet another countersuit and string of federal violations.

When a dog eats things it shouldn't, it develops diahrrea, which it deposits in the gutter by the side of The Road to Hell. Sun bakes the fetid pool of vileness, until it hardens.

Who would have thought that diahrrea could talk, much less send dunning notices to consumers demanding they pay money they don't actually owe?

Yet, that is what these walking, talking, congealed diahrrea masses do, each and every day. They do this only to the extent that consumers remain unaware of their rights and protections, afraid of legal process, and unwilling to fight back to the death, with every legal method.

When consumers take direct action against these worm-riddled, parasite-laden, scabies-crawling piles of Mammon's Manure, in an encouraging number of cases, they prevail, before the case even gets to court.
Why? For the same reason that bullies run when you merely stare back at them. For the same reason scam artists move on to the next mark, when you ask them intelligent questions, and demand they prove their claims.

Staringly,

Keyser Soze

"Would you be willing to plant corroborative
evidence on a suspect you knew to be guilty?"
- Det. Captain Dudley Smith, LAPD Homicide,
"L.A. Confidential", c. 1997

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