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Creidt reporting periods and CO's


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Posted by DeepInDebt (24.73.91.188) on August 23, 2004 at 07:39:33:

I have several chargeoffs on my credit report and have been pondering either filing CH 7 or trying to settle these accts. If I have a CC that was charged off 3 years ago, and I pay it off now, when does it drop off my credit report...in 4 years or do I restart the clock by paying and I now have 7 years?


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