Re: bankruptcy or debt consolidation

Posted by bill on August 29, 2001 at 20:58:55:

In Reply to: Re: bankruptcy posted by Bob on April 30, 2001 at 00:57:29:

Has anyone ever considered debt consolidation to help them get out of debt rather than file bankruptcy or taking out a loan? I was just wondering which was the better way to go.

Bill

: The original Chapter 13 bankruptcy with your name
: on it is still a public record, so my guess is that
: it will remain on your credit reports until the
: normal expiration date.

: If any of the debts were joint, be careful, because
: there might be some risk that the creditors will
: still view you as responsible for repayment. Your
: husband's individual Chapter 7 only discharges his
: indebtedness, not necessarily yours.

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