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Collection Agency Credit Report Inquiries
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Posted by Anonymous
(12.233.193.219) on May 04, 2002 at 22:52:48:
If a debt is so old that it is no longer reportable on a credit report and is no longer legally collectable because the statues of limitations have expired in all 50 states, can a collection agency STILL make an inquiry into your credit record? The infamous CAMCO is bothering me about a very old account and has left its mark in the inquiry section (so that it is viewable by other creditors, such as a mortgage lenders) of two different credit reporting agency files.
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