Re:"money store auto finance"now Wachovia auto finance

Posted by joanne (217.162.250.103) on June 04, 2002 at 03:53:12:

In Reply to: Joanne and Why Chat posted by Sharon on June 04, 2002 at 00:29:07:

I did some investigating for you, the money store auto finance specializing with dealers in the southest primarily Ga,Fla,was an affiliate of First Union, which merged with Wachovia in 2001.
anyway, if you go to www.moneystore.com, it says homeeq, then look at Contact us, Wachovia is right their, still specializing with dealerships in florida, then if you go to yahoo, and search on the specifics of the first union/wachovia merger, wachovia became the servicer and administrator for previous existing First Union and their affiliates consumer loans for home and autos. the telephone number for the money store is 908.686.2000, they still answer First union cap aquistion, ,, my advice is play dumb, call them, dont give any info, make up a story like,, "gee, I am wondering yrs ago I had an auto loan with you guys, I am confused, why is it on my Cr as Wachovia, make up some story, why you need old Info, again DONT TELL THEM THE REAL REASON your fishing,,,,, if they come back with some definite contact info, take this into consideration, before you dispute,, just calling a branch of wachovia in florida isnt good enuff, of course they cant give you info they dont have it,
way your options by your feelings if you think theres someway that they can come back with info, an important question, When was the last time on your report they (wachovia) updated the status,,

its all a matter of calulated risk, theres a chance original paper work is gone due to the merger, so they wouldnt be able to validate, but even if they cant get a defiect judgement anymore, do you really need them coming out of the wood work to harrass you, or worse yet, update on your credit reports the 5,400 charge off date to reflect 1999,thus extending the entry another 3 yrs? if you do go ahead with disputing, just dispute as not mine, DONT mention anything else,,

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