Re: Chex System - Why Pay?
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Posted by jeje (207.171.180.101) on July 09, 2002 at 20:39:51:
In Reply to: Chex System - Why Pay? posted by Rob on July 09, 2002 at 15:18:43:
This is just my opinion, but I believe it's true. The credit reporting system is not about restitution. It's about RETRIBUTION. The system is designed to be harsh and unforgiving to act as a deterrent. They want to make you miserable so that you will say to other people, "Hey, don't end up like me--unable to get a bank account anywhere. Don't bounce that check." That happened to me. I couldn't get a bank account for years over some misdeed of mine. Thank GOD that particular problem is behind me, because it was unbearable. Once I understood that the system is about retribution, I was a lot less frustrated. I know it doesn't help much. jeje
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