Where to start?
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Posted by Myst (12.246.36.120) on July 16, 2002 at 14:32:32:
I posted this on another board, but didn't get much of a response. I was hoping Linda or WhyChat could take a few moments to give me some advice on where to start.
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OK, I finally got all 3 reports (after 2 months!) Gonna start w/EXP #1
ASSET ACCEPTANCE CORP
OC: CONSECO FINANCE see #2
ON RECORD TIL: 5/05
OPEN: 5/02
STATUS DATE: 5/02
TYPE: INSTALLMENT
RESPONSIBILITY: JOINT
ORIGINAL AMT/LIMIT: 28810 STATUS: CANNOT LOCATE INDIVIDUAL #2
CONSECOFIN
ON RECORD TIL: 11/04
OPEN: 8/96
REPORTED: 3/98
STATUS DATE: 3/98
LAST REPORT: 3/01
TYPE: INSTALLMENT
RESPONSIBILITY: INDIVIDUAL
ORIGINAL AMT/LIMIT: 20958
BALANCE: 20958 AS OF 3/01 STATUS: REPOSESSION #3
PROVIDIAN FINANCIAL
ON RECORD TIL: 2/06
OPEN: 3/98
REPORTED: 3/98
STATUS DATE: 2/99
LAST REPORT: 6/02
TYPE: REVOLVING
RESPONSIBILITY: INDIVIDUAL
HIGH BALANCE: 716
BALANCE 716 AS OF 6/02 STATUS: CHARGED OFF/CURRENT, WAS PAST DUE 90 DAYS. $716 WRITTEN OFF. $713 PAST DUE AS OF 6/02.
OK, I figure I wait for Asset to contact me, (can't be too long now) as they have bought the debt from Conseco?? But no balance? Should I go for validation then? Conseco is reporting the account as individual, it was Joint as reported by Asset. Should I try to get this updated? Should I not stir up the waters here? (No judgement as far as I know). And WTH is up with the Providian status? Did they charge it off, did they write it off, or is it current? (Don't they need to pick one?)
So, to all you experts out there. Where do I start. Myst btw, I now live in Cali, debts were incurred in Ohio. Repo was a mobile home bought with roommate.
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TIA
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