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Please help, paying on debt but summons to court...
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Posted by Wd40 (192.11.226.116) on July 25, 2002 at 20:46:37:
Jan. 2002 I signed with a credit counselor to make arrangements on 4 credit cards my wife and I had. One was delinquent by one month but the others were current. All card companies accepted the terms of the CC(credit counselor), except Citibank who still to this day claim they didn't recieve the faxes and mailed proposals. They closed my account and turned it over to a collections agency in Feb stating that they were expediting the contract process because I was 2 months delinquent. The collectors naged me at work and home even though I explained I was making payments to the CC and they were distributing them to the card companies. I eventually sent a certified Cease and Desist letter and they turned the account over to Citi again. Citi then gave it to a Lawyer Firm here in Ohio so that they could further harrase my family on a debt that they were recieving and cashing payments on, yet weren't crediting my account. Which brings me to the present. The lawyers filed with the courts and sent me a summons. I filed an answer disputing the total amount owed with my statements as reference and disputing their complaint with a counter claim that Citi has cashed an deposited 7 payments as of last month and have yet to credit my account or even send confirmation. 15days pass and today I recieve a notification sent from the Lawyers rather than the court notifying me that this is the first Interogation and request for copies and admissions. I found this strange that they are requesting this and the courts never notified me. Their package contains questions that ask me what I've already answered and they request I get a signed affidavid. Can anyone enlighten me as to how this is even justified? I could understand if it was from the courts, but it's from the Lawyers. Should I fill this out? They are obviously going to lose in court because Citi is a bunch of criminals that are taking my money and not crediting my account, yet they are charging me interest and putting my wife and infant daughters through hell with their constant threats and requests. Please help me as I cannot afford a lawyer and have no idea were to turn. Thank you.
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