Re: Not my Credit Card
[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]
Posted by scott (65.25.99.145) on January 08, 2003 at 13:43:07:
In Reply to: Not my Credit Card posted by Andrea on January 08, 2003 at 12:54:34:
You need to send the 30 day validation notice certified to the collection agency. Tell them you never had the card and it may have been fraud. They will not care of court but start the validation process first. I know it sucks and it pisses you off(been there done that) but if it needs to go to court the judge will want to see that you made overy effort to give them a chance. Send the 30 day, then the 15 day estoppel, then the 48 hour intent to sue, then you sue in small claims.
Follow Ups:
Post a Followup
|