DOLA & question and another victory!
[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]
Posted by abylove
(205.188.209.12) on April 14, 2003 at 17:24:34:
K. So I am a little slow or maybe it's just information overload here. I want to make sure that I understand this correctly. From 1997 and on the date of last activity is the first date of delinquincy. So, if I have say a medical bill date of service was 5/5/97 and the first date of del was 30 days later the collection agency should be reporting from that date not the date they recieve the collection...correct? And this would then apply to any bill other than a charge off? I have a few collection notices that I never validated that are SOL and they are past the 30 validation period. I could still validate & cd these correct? As of this week I have had 5 TL deleted from TU by disputing the dates.Today, I just managed to prove with a medical provider 2 duplicate charges (different amts) that will remove 2 more TL and to top it off the remaing debt is 180.00 less than reported. Yipeeee! I have another dr's bill that is reporting 400.00, 250.00 for the inital visit in the hospital, 125 for the follow up the next day in hospital. yep, another error. I have the copies of my hospital reports(I always get them). I only saw him once while I was in the hospital. Only one report is in the record. I refuse to work with the collection agency. Do I make the DR office prove he was there? Or do I show them my records? This is 6 yrs old. My goal is to get is much off or as down in debt as possible. I need to get a decent car. I need to move early 2005.
Every little bit helps! Thanks,
Aby
Follow Ups:
Post a Followup
|
