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Re: for Drew


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Posted by Drew (24.59.27.46) on October 22, 2003 at 11:07:10:

In Reply to: Re: for Drew posted by Beth on October 22, 2003 at 01:18:56:

Disputing service times. If they say the account was opened and serviced between this and that time, you dispute differently.

It is easier to dispute dollar amounts and charges. Don't dispute all at once or you look frivolous.

The strategy is to dispute maybe one or two at a time, usually the ones that are not as bad and maybe one as bad. If you just say "Not Mine" they will go and look and if the name and address are the same, they will say Verified. You got to get specific.

Date of birth, ssn.

It is also easier to dispute accounts if you go in first and have all old addresses removed and then wait 30 days and then began disputing all accounts associated with older addresses. Get the older addresses off. Ask them to remove older addresses as you are worried about identity theft or something and they will generally remove them. Then make sure you opt out too. Afterwards, wait about 30 or so days and then go in and dispute old accounts with old addresses.

Good luck


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