California Settlement
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Posted by Bill G
(64.170.27.150) on November 20, 2003 at 16:51:48:
Hi, I recently sent a check to Providian to settle a closed account. Living in California, I wrote on the check the terms of the settlement...1 being they would update my credit report as Paid In Full. Providian cashed the check, but sent me a letter afterwards saying they would not update my credit report as I requested. I realized afterwards for the California Law to work, I need to first send a letter, wait 60 days, then send the check. I didn't do this first part, unfortunately. Do you still think I have anything against Providian, since they cashed the check with the agreement written on it? Thanks
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