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Pulled Credit Report, have some questions?


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Posted by Flustered in CT. (207.40.202.2) on January 13, 2004 at 12:32:57:

I just pulled my credit report from Experian. I live in CT. I have a few questions?

My Chase Manhattan account says, "transferred/account, charged off, $2,545 written off. What does "written off" mean?

Fleet Bank: Account charged off/past due 90 days. $2,334 written off. Again, "written off"?

Palisades Collection LLC (for my Providian account)

Collection account: $2,844 past due as of 12-2003. Is this attempting to still be collected? I have not received any paper work AT ALL, not even from a collector.

PRVN BNCRP: my original Providian account before the CA took it. Says, "account charged off/past due 90 days, $2,844 written off. $899 past due as of 7-2003. Question? $899 went to CA?

I'm not sure of the best way to try and start rebuilding my credit. I have an abusive husband, I really want to work this out on my own. Any suggestions?

Thanks in advance for your time.
Jennifer in CT


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