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Home Insurance not renewing. What now?!
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Posted by not-again
(67.30.70.125) on January 16, 2004 at 15:24:21:
Late in 2002 my husband and I filed for Chapter 7 BK after he had been out of work for over six months. It was discharged in Feb. of 2003. Our homeowners insurance was up that April and it was renewed with no problem. In May we had a tornado go through our city. Our house was one of many damaged. We filed a claim with the insurance to pay for repairs to our house. Today I received a letter from the insurance company that they are not renewing our insurance. Our agent looked into other companies and was told that because of our credit they would not insure us. He said that our next move is to look into high risk insurance companies, but that they would cost a lot more. Does anyone know of any insurance companies that are relaxed in their credit acceptance but don't charge unreal amounts. We have had the same insurance for almost six years (as long as we have owned the house) and the tornado was the first time we have every filed a claim. Thanks,
Christal
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