Gas Co. Withdrew Large Amt. of $$ w/o Permission
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Posted by Carlton (68.75.102.117) on May 19, 2004 at 12:59:55:
Hi, I had a gas bill at the end of the year for what I thought was about $1,100. The account was on a budget and this amount was to 'reconcile' the account for the year for what my budget payments didn't cover. I agreed for the gas co to take out about $300/month until the balance was paid off (and I would continue w/ the current bills). Lo-and-behold, the gas co tried to withdraw $2700 from my bank account all at once. They said that was the actual amount I owed instead of the $1,000. I have the bill scanned as a file on my computer. I NEVER gave permission for a lump-sum withdrawal and definately not for this amount. I never paid it since I disputed the amount. The account was sent to Alliance One Collection Agency. I was trying to resolve it w/ them but got nowhere. Several months later, I recieved a letter from an attorney who was trying to collect the debt. I faxed him a letter in November of 2002 saying that I believed I owed the $1,100 and that the bank tried the above withdrawal and I assumed it was not legal. I said that after he could verify the amount of the debt, I would be happy to make payment arrangements. It's May 19th, 2004 and I haven't heard a word from him since then. Questions: Should I contact his office, the CA, the original debtor (the Gas Co.) or should I file a complaint. This collection appears on my credit report and is causing me a lot of hardship. That in addition to the overdraft fees and frustrations from My bank as well. Any ideas, input or direction on this issue would greatly be appreciated. I wish everyone else here luck on their financial issues and want everyone to realize there is some hope if you deal w/ these issues head-on. Thank You, Carlton
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