Re: Options?!?

Posted by kelly from nevada (198.81.26.42) on May 28, 2004 at 19:41:37:

In Reply to: Options?!? posted by Eric on May 28, 2004 at 16:29:36:

being 5 mths behind means your credit is already shot .. i duuno but if i were in your shoes id file BK chapter 7 " maybe 13" depending on many things mainly your income .. of course we should always pay our debts thats a no brainer BUT its a doggy dog world out there & in reality i believe to obtain the material things your shooting for which is great i personally think as sad as it sounds you'd be in better shape AND have an easier time getting these things by filing BK ONLY becouse as you say its been 5 mo since youve paid on these accounts meaning your credits shot & will be whether you pay off these accounts at the 545 mthly as you claim .. again im an amateur but lots of common sense & in my opinion the BEST option for you is file BK but only my opinion & no more . BK is there on the books as law to be used by consumers who had or are having tough times so for what thats worth id look into whats best for you & family .. like i say of course we should always pay our debts when we can but BK is always an answer if we can not .. good luck eric , kelly .....................

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