Re: CR Question-Thanks in Advance!

Posted by Boadicea (167.127.24.25) on August 09, 2004 at 09:52:26:

In Reply to: CR Question-Thanks in Advance! posted by Melissa on August 08, 2004 at 22:42:29:

Wait another week or so before disputing personal information. Experian is awful about deleting old and inaccurate info, however. Just fair warning. Make sure you send any communication to them CRRR.

Get a hard copy of your report from Experian. The online form doesn't list DOLA or date of last payment, just the status date...which is misleading because it is the date that the subscriber (CA or OC) last updated the information.

Once you have the hard copy, dispute the tradeline as "not mine" and send the SOL letter from Why Chat's site to the CA. Use the date that is reporting on EQ as the start of the SOL. You are well beyond the SOL for MA, so keep those old credit reports.

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