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Re: why chat or Linda ???
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Posted by joanne (194.230.139.69) on April 02, 2002 at 02:45:19:
In Reply to: Re: why chat or Linda ??? posted by Why Chat on April 01, 2002 at 19:18:37:
Ok, let me be clearer, Ill try not to be long,
It was a citibank CC, that I went 30 day deliquent on 1/96,, the CA entry on equifax(its only on equifax shows charge off 6/96, Now the deliquency and charge off occured under my georgia address,( I had to leave back to NY, and no, at the time I left no forwarding address with them or the post office) then from 12/96 to 5/98 I was back in georgia, with the address clearly on the credit reports, but never heard a word from the CA, since 5/98 my address on the CRA is in NY, thats were my other CC bills go to, thats were I am a registered overseas voter, thats the address for my tax filings etc, I am a duel citzen with two places of residence, now, I have never heard a word from this CA at NY address either,, my mother is well trained if anything comes to let me know,,( plus my forwarding address at the POst office is to here) I am just concerned because I recently pulled my equifax report, and two days before this CA had pulled an inquiry as well as 6 times in the past year, which clearly they would see activity tied to the NY address, and if they wanted, they would have intially wrote/called my NY address, but they havent, let alone try to serve me,, My original question is the SOL in NY was up 2/2002, although they intially charged off,Unable to locate individual in 6/96, I have had address that they coulda contacted me at for yrs now,, but nothing, If they wanted to be sneaky bastards, the big thing in Gerogia is to sue, and when unable to locate, publish the summons in the paper, and the sneaky thing in NY, is to serve by way of normal US post ( unregistered) to the last know address there, then get a default judgement ( happened to my sis),, my question is, just because they couldnt locate me from 6 months in 1996, does that mean the door is permantly open for them to sue me in NY, even though from 1998 as of 3/13/2002,(last time the did an inquiry) they had a place to contact me about this debt, and never did??? perhaps they were just looking to see if it was worth their while, an new evidence of assets or money? its scheduled to fall of my report as of 3/2003, so I dont think its good to wake a sleeping dog, and despute the unable to locate, after reading horrifying stories, I just want to know, if the day came, when a summons arrived at my NY address,, can say the SOL has expired, and if they say couldnt find her,, I could prove oh yes you coulda, look at all the inquires ???? thanks so much,,,,,, sorry so long.....
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