Re: Settlement Letter Help
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Posted by Linda (65.120.51.8) on July 25, 2002 at 02:09:52:
In Reply to: Settlement Letter Help posted by Cassidy on July 24, 2002 at 18:20:08:
Cassidy, I think I would modify that letter to include the parts from the payment for deletion letter, that say that you are not ackowledging the debt is yours and it is not a promise to pya, blah blah. If you send this letter, as it is, they can refuse to negotiation and you will have started you SOL time all over again by agreeing in writing to pay the debt. Also, You will be giving them validation of the debt at the same time, by not disputing it. YOu want to say that you dispute it, you are not promising to pay, you do not asknowledge that the debt is yours, but you want it off your credit report, and you do not want it sold to another collection agency and go through this all over again. Then you want to actually draw up the agreement that you want them to sign, and send it, and don't pay until you get it back signed. Linda
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