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Posted by kelly from nevada (205.188.198.169) on August 20, 2002 at 17:10:13:

ok , i have credit problems with a credit card account thats about 4 years old that im dealing with but i have a question about my other card . im current ( never ever been late )with my other major card ( gm mastercard ) BUT im paying about 19.9% interest rate and i carry about a 5000. ballance so it gets kinda expensive . now my question , i look at my reports maybe twice per year & that bank never looks at my reports but id like to get a lower rate , if i call them & ask that my interest rate to be lowered think they'll look at my credit report & IF they do think they'd pull my card becouse of the way my report looks ?? id MUCH rather ask here before i do this .. thanks lots kelly .............


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