heres another opinion about which state sol applies-its his opinion
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Posted by mike
(67.24.124.114) on December 03, 2002 at 03:24:41:
What state should I use in figuring out the Statute of Limitations?
According to Ron Opher, of "http://www.ron4law.com": In my opinion, the FDCPA applies, and so the only relevant jurisdictions are where the consumer signed the loan application and where the consumer currently lives (bank location is irrelevant). If those states are different, I believe the creditor has the choice of where to sue and can select the state with the longer SOL. There may also be an argument that the contract was signed "under seal" which might lead to a longer Statute of Limitations than an ordinary contract.
He says, in his opinion, and what he believes. There's a big difference in getting advice and knowing the law.
There must be a state or federal law regarding this issue... It seems so easy. But, Ive spent hours-and have only found web-sites with state statutes and opinions suggesting talking to a lawyer to get 100% accurate information. Even the lawyers are confused. Why is this so difficult? If I get sued for a debt thats past my states Sol. but not past the state were the card was issued that clearly states in the contract that I signed, that I'll abide be there law, I can't go to court and say Why Chat said its my state that applies.. Can I?
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