Re: Authorized User / FICO Impact
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Posted by penny
(64.122.25.66) on June 30, 2003 at 15:35:13:
In Reply to: Authorized User / FICO Impact posted by blahhhhh on June 30, 2003 at 14:42:39:
Have you looked at your credit report to see if these cards are all on your report?
Even though you never applied for the card and you're not responsible for the card's payment, the card account and its payment history may still be recorded on your credit report. Once there, the account will carry just as much weight as a card account opened in your own name.
However, there should be an "A" notation which indicates that you are an authorized user.
Removing your self "may" help but it depends on what your credit looks like and how often your credit report is updated.
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