Home
Public Forum
Credit Reports
Apply For Cards
Credit Directory
Credit Articles
Credit Problems
Credit News
International
Credit Glossary
Purchase Books
Credit Laws
Business Credit
Merchant Accts

 

 

   

Credit Bureaus

Your first step is to find out exactly where your stand, and exactly what information prospective creditors will have available to them. You must contact all three of the major credit reporting bureaus. Their business is to collect information on as many people as possible, so, unless you are very young, or have totally avoided credit, you are probably already in their databases. Also, you may or may not be in one or more negative-information-only databases. Additionally, there are other database/marketing companies that probably hold information on you which may affect your credit standing.

The Major Credit Bureaus

Equifax

Experian (Formerly TRW)

Trans Union

Guide To Credit Reports

 

Checking Account Information Bureaus

ChexSystems And Deluxe Corp.

Telecheck

eFunds (formerly National Check Protection Services - NCPS)

Cross Check

 

Tenant Information Bureaus

AmerUSA

Coastal Credit Bureau

Tenant Screening Credit

Tenant Verification Service - Serves both US and Canada.

 

Other Databases

 

    Top Of Page






  

Copyright © 1999 - 2008 Enkephalos Web Design