Re: Credit card lawsuit
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Posted by Ann
(64.154.239.192) on November 16, 2002 at 13:53:31:
In Reply to: Re: Credit card lawsuit posted by Why Chat on November 15, 2002 at 23:32:17:
First of all, thanks for responding! My husband has not been on active duty since September,
he is back to his reserve status. We live in Texas. I cannot honestly say when our last payment was
made to the original creditor without late charges
or past due amounts. I know that it has been
within this year, but I do not know exactly when. I called the credit card company but the department I need to speak with is only open Monday through Friday, so I will call them Monday morning. Who has the authority to pursue legal action
against us? This may be a stupid question, but
I do know that people do get summoned to court
for credit card debts and have also been made
responsible for the opposing party's attorney
fees. What makes me so mad is thatI fully accept that
we incurred this debt, and I have been making
an effort to get the debt paid. Now PDI is
playing hardball with us when all I requested is
to renegotiate my payments due to a change in
our fiancial status, which I can prove. The
manager I spoke with said that what they want
is judgment against me so that they can get
the full $5,800 I still owe. I do not know
exactly what that means. He is the same person
who threatened me with additonal charges. Thank you for any guidance that you can give
me on this matter.
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